USDA Loans

USDA Loans

  • Business & Industry (B & I)
  • Farm Service Administration (FSA)
  • Community Facilities (CF)

SBA & USDA loans are specifically designed for small businesses, are guaranteed by the government, and have numerous advantages when compared to conventional bank financing.

  • Lower down payment requirements
  • Loan amounts up to $5,000,000
  • Longer repayment terms of up to 30 years
  • Less restrictive collateral requirements for businesses with good cash flow but have a collateral deficiency
  • Loan proceeds can be used to purchase owner-occupied commercial real estate, equipment, inventory, refinancing debt, working capital or acquiring an existing business
  • No balloon payments
  • SBA loans can be structured so the small business has one loan payment when there are multiple needs

Community Bank’s commitment to small business means we will support you at every stage of the process by providing personal service, flexible financing options to meet the unique needs of your business, and a streamlined loan process from application to closing.

Contact any of our lenders at 706-253-9600 for more information about these programs.
Community Bank of Pickens County is proud to be recognized as a Preferred Lender with the SBA.

You are now leaving Community Bank of Pickens County

Community Bank of Pickens County provides links to web sites of other organizations in order to provide visitors with certain information. A link does not constitute an endorsement of content, viewpoint, policies, products or services of that web site. Once you link to another web site not maintained by Community Bank of Pickens County, you are subject to the terms and conditions of that web site, including but not limited to its privacy policy.

You will be redirected to

Click the link above to continue or CANCEL