Personal

Personal Banking

Checking Accounts

Our checking accounts require $100 minimum to open.

Classic Checking

  • Unlimited check writing
  • Debit card with no service charge
  • Online banking with free Bill Pay
  • No Monthly Service Charge

Incentive Checking

  • Interest earned on daily balance
  • Unlimited check writing
  • Debit card with no service charge
  • Online banking with free Bill Pay
  • Monthly service charge waived with $1000.00 minimum balance, otherwise $9.00 per month
  • Basic checks free with $5,000.00 balance, otherwise regular rates apply

Veterans Checking

  • Unlimited check writing
  • Debit card with no service charge
  • Online banking with free Bill Pay
  • No monthly service charge
  • Basic checks free

50+ Checking

  • Unlimited check writing
  • Debit card with no service charge
  • Online banking with free Bill Pay
  • No monthly service charge
  • Basic checks free

Savings & Investment

Statement Savings

  • Opening deposit $50.00
  • Interest earned on daily balance
  • No monthly service charge
  • 3 free withdrawals per month
  • $1.00 service charge for each additional withdrawal over 3 per month
  • 6 maximum withdrawal per month

BEE-Ginner’s Savings

  • 12 years of age & younger
  • Opening deposit $5.00
  • Interest earned on daily balance
  • No monthly service charge
  • 3 free withdrawals per month
  • $1.00 service charge for each additional withdrawal over 3 per month
  • 6 maximum withdrawals per month

Money Market

  • Opening deposit $100.00
  • Interest earned on daily balance
  • Maximum of 6 withdrawals per month, including third party checks

Christmas Club Savings

  • Opening deposit $25.00
  • Interest earned on daily balance
  • No monthly service charge
  • $20.00 fee for withdrawals made prior to end of plan year

Certificates of Deposit

Enjoy the security of a guaranteed return when you open a Certificate of Deposit with a minimum deposit of $500.00. A variety of maturities are available with automatic renewal to meet your needs.

IRA’s

An IRA is an Individual Retirement Account that offers customers tax advantages to set aside money for retirement. Community Bank of Pickens County offers Traditional and Roth accounts.

Personal Debit Card

Community Bank Debit Card

Keep your funds close at hand with the Mastercard Debit Card from Community Bank of Pickens County.

How the Card Works
Use your debit card at any merchant who accepts Mastercard or at any ATM machine. Your purchase will come directly out of your checking account. To record your purchase, use your copy of the signed receipt to record your purchase in your check register. All transactions will be detailed on your monthly statement with a description of the merchant’s name, location, amount of purchases and date of check card purchase.

Hassle-free Purchasing Power
Loaded with features:

  • Fast! It works like a credit card but without the finance fees.
  • Easy! It works like a check…the money comes right out of your checking account.
  • Convenient! Use it at any ATM or anywhere Mastercard is accepted.
  • Use it with confidence knowing you’re not liable for unauthorized purchases.
  • You will enjoy detailed transaction descriptions recorded on your monthly checking account statements.

Getting a Community Bank Debit Card is easy!
Visit any of our locations or call (706) 253-9600.

Report any unauthorized or fraudulent activity, lost, found or stolen cards immediately to: 800-554-8969.

Personal Loans

Whether it’s for vacation, a bigger car, or home repairs, our lending professionals are ready to help you. For more information, please contact one of our lending professionals at 706-253-9600.

We handle our loan decisions locally so you can expect all the attention you deserve along with the quickest decision possible .

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