Relationship Rewards Checking

Overdraft InformationOur Relationship Rewards Checking Account offers you unlimited access to your money while allowing you to earn an exceptional interest rate on the balance. There are three Free and Easy qualifications that must be met each cycle:

  • Make 10 Check Card Purchases
  • Set Up 1 Direct Deposit or Automatic Payment from Your Account
  • Enroll & Receive Electronic Statement

If you meet the qualifications, you will receive a high interest rate on balances. In addition you will receive ATM fee refunds nationwide. $100 minimum balance to open.

If the qualifications are not met during a cycle you will earn a lesser interest rate on your checking balance and ATM fees are not reimbursed.

Overdraft Privilege – Overdraft Privilege is a service we add to your checking account to cover overdrafts to a set limit, subject to the eligibility criteria as explained below. With Overdraft Privilege we will generally pay your overdraft items up to $500, however, whether your overdrafts will be paid is discretionary and we reserve the right not to pay. For example, we typically do not pay overdrafts if your account is not in good standing, or you are not making regular deposits, or you have too many overdrafts. When we pay overdraft items for you, you will be charged our normal overdraft fee, currently $27, for each item that is presented. Both the amount of the overdraft items and all applicable fees, including but not limited to the $27 overdraft fees, are included in this limit.

Click here for our Overdraft Privilege disclaimer.
Click here for Overdraft Privilege opt in option.

Spirit Checking

Choose Community Bank’s FREE checking account if you like to have the flexibility of Free services with unlimited check writing.
$100.00 minimum to open.

Overdraft Privilege – Overdraft Privilege is a service we add to your checking account to cover overdrafts to a set limit, subject to the eligibility criteria as explained below. With Overdraft Privilege we will generally pay your overdraft items up to $500, however, whether your overdrafts will be paid is discretionary and we reserve the right not to pay. For example, we typically do not pay overdrafts if your account is not in good standing, or you are not making regular deposits, or you have too many overdrafts. When we pay overdraft items for you, you will be charged our normal overdraft fee, currently $27, for each item that is presented. Both the amount of the overdraft items and all applicable fees, including but not limited to the $27 overdraft fees, are included in this limit.

Community Incentive Checking

This account gives you an opportunity to earn more interest as your balance increases, with unlimited check writing and no monthly service fee when a $1,000.00 balance is maintained. There is a $9.00 fee if the balance drops below $1,000.00 any day during the month.
$100.00 minimum to open.
Please contact our customer service representatives for the current rates.

Community Veterans Checking

To honor all our veterans, Community Bank of Pickens County is offering those who have served our country a very special account.
$100.00 minimum to open.

  • No Monthly Service Charge
  • Free Next Day Personalized Checks
  • Unlimited Check Writing

Overdraft Privilege – Overdraft Privilege is a service we add to your checking account to cover overdrafts to a set limit, subject to the eligibility criteria as explained below. With Overdraft Privilege we will generally pay your overdraft items up to $500, however, whether your overdrafts will be paid is discretionary and we reserve the right not to pay. For example, we typically do not pay overdrafts if your account is not in good standing, or you are not making regular deposits, or you have too many overdrafts. When we pay overdraft items for you, you will be charged our normal overdraft fee, currently $27, for each item that is presented. Both the amount of the overdraft items and all applicable fees, including but not limited to the $27 overdraft fees, are included in this limit.

Community 50+ Checking

For customers who are 50 or older, this account offers a wide variety of personal services, including free checks, free online banking & web bill pay, unlimited check writing, free direct deposit, free check card and many other benefits. All this with no monthly service fee.

Overdraft Privilege – Overdraft Privilege is a service we add to your checking account to cover overdrafts to a set limit, subject to the eligibility criteria as explained below. With Overdraft Privilege we will generally pay your overdraft items up to $500, however, whether your overdrafts will be paid is discretionary and we reserve the right not to pay. For example, we typically do not pay overdrafts if your account is not in good standing, or you are not making regular deposits, or you have too many overdrafts. When we pay overdraft items for you, you will be charged our normal overdraft fee, currently $27, for each item that is presented. Both the amount of the overdraft items and all applicable fees, including but not limited to the $27 overdraft fees, are included in this limit.

What to bring with you to open a new account:
  • Driver’s License
  • Social Security Number

If physical address is different from address on Driver’s License, bring a bill or a piece of mail showing your name at the correct address.

Online Banking
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First Time User
FDIC and Equal Housing Lender
Community Bank of Pickens County